Click here to sign up for News & Events
Click Here to Learn More about Health Care Reform

Financial News


In today's changing and challenging financial landscape, it is important to maximize the investment return on the investment you make in your company's benefit and 401(k) programs. Your employees want affordable protection that provides access to the care they expect while protecting their financial resources.

As an employer, your benefits and 401(k) programs must cover your employees' needs while at the same time being valued by your workforce. At First Harbor, we understand this and have developed "The Workforce Navigator" to give your organization the edge that you may need to successfully navigate this process.

Employee Health and Welfare
In order to be competitive, you need to offer your employees the benefits they may need and deserve, at a price you can afford. "The Workforce Navigator" process will help you identify the right benefits solutions for your company. Our relationship with Benefit Concepts, Inc. helps us provide your staff the tools to make them more efficient.

We partner with quality carriers to bring you the group products you need for your company, such as:
  • Medical
  • Dental
  • Life
  • Disability
  • Vision
  • Pharmacy Benefits
  • Long Term Care
  • Voluntary Worksite Products
  • Pre-paid Legal Services
  • Wellness Programs
  • Human Resource Technology
If you would like to receive a group medical quote, click here to email us for more information.

Employee Retirement Plans
Help your employees plan for the future by providing them the opportunity to invest in a well designed, qualified retirement plan. The Retirement Plan Builder takes your company through an established process to identify, implement, and manage an effective investment plan for your employees. Our relationship with Retirement Plan Advisory Group (RPAG), provides employers a road association map for investment monitoring and 401(k) compliance. We offer our clients multiple retirement plan options, including:
  • 401(k) Plans
  • Mulitple Employer Plans
  • Safe Harbor Plans
  • Cross Tested & Age-Based Plans
  • Defined Benefit Plans
  • Simple IRA Plans
  • Cash Balance Plans
  • 403(b) Plans
  • Simplified Employee Pension Plans

Retaining Key Employees
Key employee retention is vital to the success of your business. Keeping your best employees results in customer satisfaction, effective planning, deeper organizational knowledge, and lower costs. The Key Employee Retainer helps your company develop an effective plan to keep your key employees happy and productive. Let our experts help you set up the plans you need to keep your most talented people, such as:
  • 162 Bonus Plans
  • 401(k) Mirror Plans
  • Buy/Sell Insurance
  • Key Person Insurance
  • Corporate Owned Life Insurance
  • Executive Carve-Outs
  • Supplemental Employee Retirement Plans
  • Non-qualified Deferred Compensation Plans

Home   |    Contact   |    Events   |    Benefit Concepts, Inc.   |    Kestra Investment Services, LLC   |    Retirement Plan Advisory Group (RPAG)   


Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. Kestra IS and Kestra AS are not affiliated with First Harbor or any other entity listed on this website.

This site is published for residents of the United States only. Registered Representatives of Kestra Investment Services, LLC and Investment Advisor Representatives of Kestra Advisory Services, LLC, may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all of the products and services referenced on this site are available in every state and through every representative or advisor listed. For additional information, please contact our Compliance department at 512-697-6000.